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Azra
My name is Azra, I am a Leo and a proud Malaysian. Yay! I am quite opinionated, but I don't usually say it out loud, hence the blog! And I also like to review movies and TV shows. Besides that, I am a daughter, a girlfriend to that special someone, a sister, an aunt and your pharmacist... If you are interested in any of the products in my blog or would like to be my business partner, please contact me: AZRA - nur_azra@yahoo.com. (YM or Facebook me!) Happy reading, cheers!
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Syukurrrrr....

9/16/2009 09:02:00 PM Posted In Edit This

Money doesn't make the world goes round... But, we need money to move in life.

I bukannya nak duit melimpah ruah sampai boleh berendam dalam duit. I am not trying to be Bill Gates, who can practically use dollar bills as toilet paper (hihi, so my honey says!). All I am trying to have is a stable financial, with plenty of savings after paying for all the necessities. Alhamdulillah… I bersyukur yang gaji I lebih sikit dari kebanyakan fresh graduates. Tapi… Dengan semua perbelanjaan bulanan, berapa banyak yang dapat kita simpan untuk kecemasan dan masa depan kita?

I am sure all of us ada commitments that we have to bayar kan? Some of mine are…
1. Phone bills
2. Car mortgage

3. Astro bills

4. Fuel + tolls

5. Yada yada yada


Those are just some of my expenditures. Not to forget unexpected/annual expenses such as:-

· Road tax and insurance ·
Repair atau servis kereta

· Birthdays, weddings

· Medical (Alhamdulillah, tak selalu…)

· Etc etc…


Dah tolak-tolak semua ni, macam mana lak dengan my leisure? Movies, dining out, shopping? What about my dream handbag, colour coded shoes, baju baru, spa, facial?! Nak pergi haji dan umrah? How about my wedding?! Huwaaa!!!


Jadi itulah lumrahnya kita yang makan gaji ni… Gaji yang ada tu, boleh dikatakan cukup-cukup jer. Savings pun kadang-kadang terpaksa dikorbankan… Ini belum lagi berkahwin, belum ada anak, and belum lagi ada rumah. Huwaaaaa!!!

But you know what, di mana ada kemahuan, di situ ada jalan. Aku nak memajukan diri aku. Aku nak hidup yang bebas dari hutang, risau pasal duit and boleh beri orang disekeliling aku dan mama abah aku kesenangan.

Alhamdulillah… Allah SWT tunjukkan jalan yang insyaAllah akan bantu meringankan perbelanjaan setiap bulan… Dapat bagi mama and abah lebih sikit every month...

This month, on top of my salary, rezeki I ditambahkan dengan:-

1. Bayaran ansuran dari clients untuk Premium Beautiful…
2. Jualan dari Cherry Comel
3. Bonus dari Hai O… Ehem ehem…




Alhamdulillah… Syukur yang tak terhingga kepada Allah SWT. I'm so glad that my sister encouraged me to join Hai O and Allah bukakan pintu hati I untuk ini... :-)

Bukan nak menunjuk-nunjuk… Cuma nak share with you all, how important it is to have side income, sama ada business atau part-time job Kalau tak, bukan sekadar makan gaji cukup-cukup, malahan boleh tak cukup pada waktu terdesak.

So ladies and gentleman… That brings me to the next subject, which is… Which side income suits you best?

(To be continued...) Hihihi...